Roberta Conway is our newest employee as she began working at the bank in 2001. Even though she is the "new kid on the block", Roberta now has the experience to help meet many of your banking needs. She would love to assist you! Roberta was raised in Harvard and graduated from Harvard High School.
Christy Schuck is Assistant Cashier and has been working at the Harvard State Bank since 1993. Chris was also born and raised in Harvard. She graduated from HHS and then continued her education at South Central Community College, with emphasis on accounting and management. Chris has the knowledge and experience to assist you!
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Cindy Brown knows the Harvard community well as she also was born and raised in this community. She graduated from HHS in 1969 and joined the Harvard State Bank in 1990 after working in other various bookkeeping and management positions. She has a good knowledge of all facets of our bank and is anxious to help you out!
Rita Mach also joined the bank in 1990. She is originally from Creighton, NE, and came to the Harvard State Bank with previous experience at both the First National Bank of Omaha and the Hastings State Bank. This work experience has given Rita a good knowledge of banking and she can be helpful to our customers in many ways!
Gayle Keller is Vice-President and Cashier of the Harvard State Bank and has been a big part of the bank's growth and success since 1976! She is in charge of the IRA and Time CD department, and also keeps very busy with the operations of the bank. She can help you with a Time CD or IRA, and has the experience to help you make sure you get just the right type of account. We pride ourselves in offering very competitive rates on both CDs and IRAs, so stop in and see Gayle for any deposit needs that you might have. She can also set you up with a cash/debit VISA card, which can be used just about anywhere in the world!
Keith Ljunggren is Senior Vice-President and Chief Lending Officer of the Harvard State Bank, as well as a director. Keith joined the bank in 1997, and has contributed greatly to the bank's growth over the last few years. Keith was born and raised in the Harvard area and has been involved with farming all of his life. If you have questions about agriculture or ag-business, Keith is definitely the expert to see! Keith has degrees from Giltner High School, Doane College and the Graduate School of Banking at Colorado (with recognition). Before joining the Harvard State Bank, Keith had over twenty years experience in the area as a very well-known ag-lender. If your bank's ag-lender doesn't have this type of experience, you need to come and see us at the Harvard State Bank!
 Nick Voorhees is Executive Vice-President of the Harvard State Bank, as well as a director. Nick joined the staff part-time in 1999 and became a part of senior management in 2006. Nick has degrees from Harvard High School, and the University of Nebraska - Lincoln. Nick also completed career-enhancing coursework (six transferable credits) at Arizona State University - Tempe upon concluding his three-year college career at the University of Nebraska. Nick has previous experience in handling home equity, auto, debt consolidation, and business loans mostly for larger markets including Lincoln and Omaha. This experience allows Nick to handle any request at the Harvard State Bank, whether it be auto or ag loans, or Time CDs. Nick is in charge of Harvard State Bank's Secondary Mortgage Department. Nick is specialized in developing diversified financial plans for his customers. These plans consist of mutual funds, annuities, or Time CDs. He can help you roll your old 401k into a FDIC insured or non-FDIC insured IRA! Nick also handles the bank's investments and a good deal of the operation of the bank. Nick has earned his securities license (series 6,63), as well as sickness, accident, health, variable contracts, annuities and his life insurance producer’s license. Stop in and meet Nick. He is proud of his fifth generation status as a banker in Clay County, and is eager to assist you! |
Steve Voorhees is the President of the Harvard State Bank, as well as a director. He has been a part of senior management since the early '80s and has been a part of the banking team since 1977. He also worked in the old bank building part-time in '72 and '73 as summer work during his college years. Steve's father, Lee, along with Lee's brothers, bought the bank in 1951. Going further back, Steve's grandfather was a banker in Edgar in the 1930's, and his great-grandfather was with the Clay County Bank in Edgar in 1882! He is proud of his banking heritage and being a fourth-generation Clay County banker. Steve has degrees from HHS, the University of Nebraska-Lincoln with distinction, and the Colorado Graduate School of Banking (with recognition). His many years of training and experience allow him a very good knowledge of the world of banking. He handles all types of loans and can also help you out with any of the bank's competitive deposit accounts! Being a life-long resident of Clay County has given Steve a unique understanding of the area, it's residents, and it's financial needs. He would like to be your banker!
1903-1921
The Harvard State Bank opened for business May 18, 1903 with capital of $25,000.00. It was located in the Hjelm Building in downtown Harvard. Initial investors were from Harvard, Lincoln and Geneva. G.A. Herzog of Harvard was the bank's first president, M. Weil was vice-president and M.R. Chittick was chosen as cashier. A January 6, 1906 bank ad carried a message that is as true today as it was in 1906..."Form the habit and do your banking with the Harvard State Bank where you receive prompt service, courteous attention, utmost consideration and confidential treatment". A new bank building was constructed and on August 1, 1908, the bank was moved to the corner of Clay and Walnut. On May 28, 1910 it was reported the bank had resources of $215,930.00.
1922-1940
The Dec. 31, 1930 Report of Condition showed Harvard State Bank with resources totaling $321,479.54. The depression years brought plunging salaries and values of everything dropping drastically.....from crops to real estates and investments. Corn was 10 cents/bushel.....but the bank was one of the few that somehow survived these dark times.
1941-1959
In the summer of 1948 Ed Pressler bought controlling interest of the bank. In October of 1951 the Voorhees brothers (Lee, Charles and Clarence) purchased the bank. The Voorhees family continues to own and manage the Harvard State Bank in the 21st century.
1960-1978
The new Harvard State Bank building was built across the street from the existing bank. The bank celebrated its 75th Anniversary and moved into the modern facility in 1978. The bank's total assets were approximately 6.3 million, and had continued nurturing its excellent, conservative image.
1979-2005 and beyond
The bank remains under the same management and continues growing in both size and strength. The late '70s and the early '80s challenge the bank with a terrificly high inflation rate, leading to a New York Prime borrowing rate in the 20% range! This factor among others leads the midwest ag-economy into a serious crisis in the mid 1980's. The Harvard State Bank continues to help struggling farmers survive these times if at all possible. The 1990's brought a period of aggressive growth and many technological changes, including this web-sight and internet banking! In 2005, the Harvard State Bank had assets of over $33 million and capital of over $4.90 million. Management is working hard to continue the 102+ year trend of growth and strength....providing Harvard, Clay County, and beyond an excellent, locally-owned financial institution to do business with!
