The Harvard State Bank would like to welcome you to our "service oriented" version of banking in the 21st Century.  This Web site will virtually make every personal computer a branch of the Harvard State Bank....A place where our customers all over the country and beyond can now view all of their accounts, transfer money, pay bills, contact the bank, and much more!  Have a problem or question?  Check out the many different ways to contact our staff at the Harvard State Bank and discover that "service" doesn't have to be a thing of the past!
18 Month CD Special  2.15% APY!!* (6/16/09 Effective Date)

 
These three words have been a "motto" of the Harvard State Bank for many years. They are much more than a "motto", however; we feel Competitive-Progressive-Secure provides the best description of what our bank stands for and strives towards!

 Competitive: Whether we are talking about loan costs or deposit rates and fee structures, the Harvard State Bank has always tried to provide our customers with an excellent product at a fair and competitive price. Our history and growth tell us that we have been successful in competing in a very competitive marketplace! 

Progressive: Our bank is proud to be one of the few remaining independently-owned small town banks in the country. We feel, however, that our customers still demand as well as deserve the latest technology and array of services available. The Harvard State Bank strives to meet this need! We offer our customers a 24-hour ATM, extended drive-up hours, an automated CenterVoice bank-by-phone system which allows inquiries and transfers of accounts, many automatic deposit and debit plans, debit and credit cards, an up-to-date Web site  with internet banking, etc.,etc.,etc. Old-fashioned service combined with new age technology is a great combination! This is the Harvard State Bank. 

Secure: The number one priority of the Harvard State Bank is to provide our customers with a safe place to keep their money. A bank can be many things to many people, but if they are not strong and secure they cannot give their customers the level of trust needed for the "peace of mind" they deserve. The Harvard State Bank has always tried to maintain its conservative Nebraska ideals, and we feel that we are very successful regarding this very important aspect of our identity! Competive-Progressive-Secure: Harvard State Bank's "motto", our ideals, and our pledge to you, our valued customers!

*Penalties for early withdrawal: (a) Forfeiture of three months interest for maturities of one year or less (b) Forfeiture of six months interst for maturities over one year.  $500.00 minimum.